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When Markets React Behavioral Finance Should You Tap Retirement Savings to Fund College? Should You Ever Retire?

We help our clients minimize their taxes and pursue their financial goals

Serving the Buffalo, Williamsville, Amherst, Tonawanda, Grand Island, Wheatfield, Niagara Falls, Cheektowaga, Clarence, Lockport, Lancaster & surrounding Western NY areas as well as all 50 States

Getting the most for your money-buying smart, selling at the best price and keeping costs and taxes in line, is the proven way to success, regardless of what profession you are in. Most people who prepare their own tax returns do not get all the deductions they are entitled to receive. You need reliable professional help, including that of a Certified Public Accountant who is also a Certified Financial Planner and Personal Financial Specialist.

The firm Kenneth M. Weinstein, CPA, CFP® was founded to serve individuals, property owners and the owners of small to medium-size businesses across the United States with high quality accounting, financial services, and income tax preparation. Our services can help you:

  • Save money on personal, corporate, and sales taxes.
  • Run your business more effectively.
  • Start or acquire a business.
  • Sell your business for top dollar.
  • Plan for your long-term security. 
  • Optimize the transfer of your assets to your heirs.
  • Help you evaluate your insurance needs (life, disability, long-term care, etc.)
  • Plan for college savings
  • Plan for retirement
  • Develop estate planning

Starting, running, or winding down a business, there are numerous items about which to be concerned-capital equipment, personnel, supplies, vendors, customers and so on. But when you really think about it, being in business is just about one thing-it's all about the money and the service a firm can provide.


We can help you with all of your accounting and financial planning needs. Please click the following links to see what we can do for you. Links -

Accounting tax organizer (2025) - Accounting tax organizer (2025)

Financial planning -  https://www.avantaxwealthmanagement.com/

                                   

Catch-Up Contributions

Catch-Up Contributions

Workers 50+ may make contributions to their qualified retirement plans above the limits imposed on younger workers.

Learn more

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Learn how to coordinate your retirement accounts like an orchestra to help maximize your retirement strategy.

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Here are five facts about Social Security that are important to keep in mind.

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See how long your current savings might last if a disability interrupted your income.

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Calculate your debt-to-income ratio to understand how lenders may view your financial health.

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Calculate the dividend yield of a holding and see what that means for income over time.

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See how much you may need to save now to cover future college costs for your child.

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Find out how large your emergency fund should be based on your monthly expenses.

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Compare your current student loan terms to a potential refinance to see if it makes sense.

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Saving for College 101

Here's a crash course on saving for college.

Extended Care: A Patchwork of Possibilities

What is your plan for health care during retirement?

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A Detailed Needs Analysis (DNA) can be a simple way to care for loved ones, no matter what the future may hold.

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This short video illustrates the importance of understanding sequence of returns risk.

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The simplest ideas can sometimes make a massive difference over time. Enjoy this brief video to learn more.

Are Alternative Investments Right for You?

With alternative investments, it’s critical to sort through the complexity.

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